Options Explained
Options Explained: Seller Financing (The One Nobody Tells You About)
Seller financing means you become the bank: the buyer pays you monthly, with interest, instead of a lump sum at closing. Buyers pay a premium for terms, and you can spread capital gains across tax years instead of eating them in one.
It fits a narrow slice of sellers — you need substantial equity and no immediate need for the full proceeds. Within that slice, it often beats every conventional path.
This is episode two of our Options Explained series: one selling path per week, including the ones that don't pay us. Because a menu with hidden items isn't a menu.